Why your credit card balance never goes down
Paying the minimum every month and still owing the same? Here is the math behind it, with a real example, and what actually moves the balance.
Sued over credit card debt? Your first steps
A credit card lawsuit has a short deadline to respond. Here is what the papers mean, why ignoring them is the worst choice, and what to do first.
Can you settle credit card debt for less than you owe?
Yes, credit card companies do accept less than the full balance, usually after an account falls behind. Here is how it works, what it costs and the trade-offs.
Can’t make your credit card minimum payment? What to do this week
Missing a credit card payment sets off late fees, penalty rates and collection calls. Here is what happens and the steps to take before it gets worse.
Debt consolidation loan or Fresh Start Plan? How to choose
A consolidation loan and a Fresh Start Plan both get you to one payment, but they work in opposite ways. Here is how to tell which one fits your situation.
How to consolidate credit card debt: 4 ways to get to one payment
Juggling several credit cards? Here are the four main ways to consolidate them into one monthly payment, what each one costs, and who each one fits.
A Fresh Start Plan: how Angels of Debt helps you get out of debt
How our Fresh Start Plan works for credit cards and other unsecured debt: the steps, what to expect, and what it costs.